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Messages - lex_rooker

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51
Journals / Re: Lex's Journal
« on: August 24, 2013, 02:20:26 pm »
When my dad had prostate problems he chose to be castrated, as reducing testosterone production helps slow the disease. He was happy with the result and as a side benefit his personality also softened.

I'm beyond the point that this would help.  It might slow the disease, but in my case, the disease has already progressed to the point that intervention is necessary to stop further damage to the bladder.

Lex

52
Journals / Re: Lex's Journal
« on: August 24, 2013, 02:07:14 pm »
Just a vague thought, but since you do sometimes eat cooked/rendered meats, what about going 100% raw  and unprocessed for 6 months to see if that works?  It's just that prostate enlargement appears to be inextricably linked to inflammation, and heat-created toxins like advanced glycation end products happen to be  heavily linked to inflammation.
Not sure what more I can do.  I'd say I eat 95% raw and reserve the rendered fats for when on vacation.  I also eat a very rare steak as my meal once a month when dining out with a group of friends.  Other than that it is raw grass-fed beef and fat with some occasional raw grass-fed butter which I take with me when I do dine out.  If it is a dietary issue I don't believe it is due to eating cooked foods.

I think I mentioned saw palmetto before, but there are other herbs...:-

http://nutritionreview.org/2013/04/advances-herbal-prostate-support/
I have tried almost all the different oral supplements and formulations for prostate problems in general and BPH in particular.  Some have shown short term minor improvement but like the medical drugs, these supplements just address the symptoms and not the base pathology.  They work for a while but slowly decline in their effectiveness as the prostate continues to grow.  I've found no supplement that will actually shrink the prostate.  There are drugs that will shrink the prostate but these really upset the hormonal balance of the body and the side effects are terrible.

Another point:- I've been told that women at an advanced age often get problems re their bladders due to not doing enough sport(re kegel(?) exercises and the like). Perhaps more sport might help, I have no idea....
Many women have bladder leakage due to aging and unexercised muscles.  When men get bladder leakage it is usually due to a medical intervention gone wrong where the valves that control urine flow are damaged from radiation, surgery, or other invasive procedure.  My problem is not stopping urine flow, it is getting urine to flow at all and letting the bladder empty.  Actually, one of the side effects of the procedure that I'll be having is possible damage to the valves that control urine flow.  It is a much smaller risk (1%-2%) than for the more invasive procedures(20% or greater), but it is still a risk.  If you've ever been in the position where you just can't release urine at all and end up in the emergency room, you might understand why I consider the risk worth it.  Unless you've experienced this, no one can explain the panic and fear it creates.

Lex

53
Journals / Re: Lex's Journal
« on: August 24, 2013, 08:12:04 am »
I know I’m rather blunt when it comes to the alternative treatments like Rife, Aroma Therapy, Reflexology, Magnetic Therapy, and a host of others.  Let me explain my general findings on 99.9% of the things I’ve personally investigated, and I've looked into dozens.  In fact, my change in diet is one such investigation which has had good results in most areas but alas no effect on BPH.

Most of the practitioners tout the wonderful benefits and what they call “cure rate” of their particular discipline.   I always ask pointed questions and request specifics both from the practitioners as well whatever patients are willing to talk with me.  Here’s what I’ve found:

In most cases the patients have no diagnosed pathology.  They have only vague symptoms and they credit the easing of these symptoms to whatever treatment they are currently pursuing.  Most of the time the patients I’ve talked to have tried many different treatments, each having a positive effect for the short term but the symptoms inevitably return and the patient seeks the next new  type of treatment.  In today’s vernacular this is often called the placebo effect.  Since in the vast majority of cases there is no organic pathology, there is no way to objectively evaluate the effectiveness of these treatments.

There are times when real pathology exists.  Again, many patients get immediate but temporary relief of symptoms(placebo effect), but there is no measurable or significant change to the good in the actual pathology.

On rare occasions when real pathology exists, there is a spontaneous remission of the pathology which is measurable.  This happens with any treatment protocol and at times with no treatment at all.  In my investigations of the alternative treatments I’ve looked into, the occurrence of spontaneous remission is at the same rate as for any other type of treatment or not treatment at all.

In many cases I’ve tried the alternative treatment myself but unlike most people, I have a real pathology and real indicators that I can measure to determine the effectiveness of the treatment.  Of all the things I’ve tried, the only one that has had any effect at all is the iodine protocol which has dropped my PSA by 0.6 points in 12 months.  Up to this point PSA had been climbing 0.5 points every 12 months for 5 years so the drop is encouraging, but based on the possibility of spontaneous remission (even though slight) is not conclusive.  An interesting point is that the decrease in PSA is not accompanied by a decrease in BPH symptoms.  If the iodine is doing anything, it might be affecting cancer cells, but it is not affecting the continued growth of the prostate.

Because I have gotten a long term positive result from the iodine protocol, I will continue with it to see how it plays out over the long term.  I’ll also continue to investigate other alternative treatments as I run across them but at this point I've pretty much researched what's out there.  If anything else shows promise, I’ll bring it up in this journal.

Lex

54
Journals / Re: Lex's Journal
« on: August 24, 2013, 07:29:08 am »
Hi Lex, Sorry about the enlarging prostate and bladder stones. Does that mean the kidney is continuing to produce stones?  Is the BG number fasting BG? The falling psa is encouraging.

Hi Phil,
From what the urologist told me, the stones in the bladder are not from the kidneys.  The bladder stones (at this point very small and easy to deal with, more like grit than stones) are formed directly in the bladder from retained urine.  Usually these small stones and grit are washed out when you urinate.  In my case, they can't wash away because the urethra is being pushed up into the bladder and the stones, being heavier than liquid, drop below the opening.  Over time the stones grow in size just as sugar and salt crystals grow from a saturated solution.  According to the urologist, we all make these stones/grit in our bladders, but for most of us the opening is at or near the lowest point of the bladder so they are continually washed away and we don't even notice them.

BG is fasting, but for me, BG tends to stay relatively steady most of the time because I eat so few carbs.  I'm almost always right around 100 plus or minus 10.  If BG is measured just before I eat my daily meal it is usually around 90 (as seen in these labs taken at 2:30pm).  If BG is taken 2 to 3 hours after my meal it can rise to 110 or 115.  The rest of the time it stays right around 100. 

Yes, I'm encouraged enough with the falling PSA to continue with the 100mg/day of iodine along with the supplements.  It will be interesting to see what happens over the next couple of years  -  will it continue to drop?  will it start to rise again?  will it hold steady?  - only time will tell.  I'm also interested in what effect the microwave therapy will have on PSA.  My expectation is that in the very short term it will rise because the prostate is under stress.  I see this every time I have a prostatitis attack. PSA rises 10 points or more.  Once things are back to normal - usually 6 to 8 weeks, PSA drops back down.  Will try to get PSA numbers at 2 weeks after treatment and then at some regular interval until it returns to normal or stops changing.  People on this forum might be interested in this stuff.

Lex   

55
Journals / Re: Lex's Journal
« on: August 23, 2013, 10:25:17 am »
Ever tried or heard of the Rife machine?

Yes.  It doesn't work -  at least for me.  There are several Rife practitioners here in Los Angeles.  I went to two of them.  Total waste of time (and money).  Like I said in my previous post, lots of nonsense out there.

Lex

56
Journals / Re: Lex's Journal
« on: August 23, 2013, 02:41:36 am »
That does sound terrible lex and I hope and pray you can find a viable alternative. Thanks for your answers.
You're welcome.  I try to be as accurate as possible when discussing this stuff.  There are so many myths and so much nonsense out there, I do my best to be honest and straight forward.

Jess, (if I can call you that ;)) it was mag glycinate. But on the back it said mag oxide. So idk. I'm nervous about trying it again.

I'm taking the KAL brand of Magnesium Glycinate 400.  The back of the bottle says "Magnesium (as Magnesium Glycinate)" with no other form of magnesium listed.

Lex

57
Journals / Re: Lex's Journal
« on: August 23, 2013, 02:33:48 am »
Lex, is having your prostate microwaved the only option you have considered?

Over the years I've considered almost everything from homeopathic to full prostate removal surgery.  I've tried almost every alternative and homeopathic approach with little or nothing in the way of positive results.  I've pretty much run out of options other than more invasive medical procedures.  I'm well beyond "wait and see" or "let's try this".  At this point the longer I wait the more damage is occurring to the bladder.    With the image from the urologist's scope I was easily able to see the stretch marks in my bladder.  These are areas that can no longer contract efficiently -and maybe not at all.  My prostate has grown to about 4 times the size it was when I was 25.  It is pushing into the bladder reducing the bladder's volume and pinching off the flow of urine.

TUMT microwave therapy is the least invasive of the medical procedures and has a reasonable expected outcome with the fewest listed possible complications.  My current prostate size is almost at the upper limit for this procedure so if I don't do this fairly soon I will lose this option and be forced into more radical and invasive procedures.

The picture is not pretty and from what the urologist says, the early onset of my condition is probably mostly genetic.  My father and paternal grandfather both had significant prostate problems as has my uncle (my father's brother).  Based on the current size of my prostate, the urologist is amazed that I've had as few issues as I've had and that the drug therapy (doxasozin) has been effective for so long.  He says that the meds often only work for about 2 years.  They've worked for me for about 9 years.

Lex

58
Journals / Re: Lex's Journal
« on: August 22, 2013, 10:16:11 am »
I'm fairly new here and have read through your whole journal. I'm amazed to see your blood results again this year (though not surprised in the least). You HDL-LDL ratio is practically unheard of. Did your doc make any comment on those results? Does he know that you eat "insane" amounts of fat?
Yes, my doctors are fully aware of what I eat.  They just shake their heads and suggest that if I took medication I could eat a more "normal" diet.  I'm happy without the meds.

Congrats on your PSA. Sorry to hear no improvements in symptoms.
I'm wondering what your plans are for future "experimentation," if any? Not a loaded question as I've seen many others post for you. I have no suggestions to give sadly. :D
I saw a Urologist right after posting my labs this afternoon.  I made the appointment several weeks ago based on the fact that the iodine protocol wasn't meeting my needs and I was scheduled for my annual physical so I wouldn't have to repeat the lab work.  This is the first time I've gone to a urologist.  Up to now I was dealing with my HMO and Primary care physician.

It was an eye opener.  My prostate is very large and is pushing into the bladder.  It takes up almost 25% of the bladder volume.  There are stretch marks on my bladder similar to the stretch marks women get when they are pregnant. This shows weakening of the bladder muscle.  The intrusion of the prostate into the bladder looks much like the shape of a volcano.  This means the opening to the bladder is no longer the lowest point and derbis in the form of small stones and granules collects in the bladder at the base of the volcano unable to escape.  The urologist says that over time, if left untreated, the stones will grow, (he's seen some the size of golf balls), and really create problems where the only remedy is surgery.  Also, the deformation and stretching of the bladder will continue until it can no longer contract to void urine and I could end up with a permanent catheter.

None of this sounds encouraging and would certainly lower my quality of life.  We discussed several options and since the damage to my bladder was not past the point of no return we decided on the least invasive procedure which is Cooled Trans Urethral Microwave Therapy.  The prostate is heated from the inside with microwaves like a microwave oven while the urethra is protected by a cooled fluid.  This destroys prostate tissue and over time the body carries the cooked tissue away shrinking the prostate.

Like all medical procedures there are risks, but the worst risk is the same as the end result of not taking action so I have little to lose.  Also, the risks of the microwave therapy are far less than the risk of major surgery, and if the microwave therapy doesn't work surgery is always an option.  My strategy is to work from the least invasive procedure up.  Since there is no sign of cancer the urologist agrees this is the best approach for me.

One thing I'm curious about: How did you fair adding in the supplements with your iodine protocol? Last time I added magnesium I "overdosed" and had terrible diarrhea all day. Just the basic 400 mg/ day suggested by the iodine protocol. I am also currently carnivorous and attribute it to the theory of needing less vitamins and minerals when not consuming any carbs.

The diarrhea from magnesium is partly caused by osmosis.  The magnesium creates a concentrated fluid in the intestines and bowel as it dissolves and fluid is drawn from surrounding tissues to dilute it.  I have no problem if I consume the supplements at the mid point of my daily meal.  This gives the magnesium a chance to dissolve in the stomach and mix with the large amount of food I consume which dilutes it beyond the point that it causes a problem.

Lex

59
Journals / Re: Lex's Journal
« on: August 22, 2013, 09:39:11 am »
Hi, Lex.
If you drink milk instead of water,  you won't have to get up 3-4 times per night to urinate. I had a similar problem in the past. Milk helped me to solve the problem.
I use organic milk only.

Milk doesn't work well for me.   My nose runs and I have continuous post nasal drip if I drink milk - organic or not.  I eat very little dairy.  The occasional plain yogurt (once or twice a year) and that is about it.   More than that and I start having problems.

Lex

60
Journals / Re: Lex's Journal
« on: August 22, 2013, 03:42:29 am »
Time for my annual check-in and check-up.  Just got the labs this morning.
As many of you know for the last 12 months I’ve been trying an iodine protocol to help with my BPH symptoms (known in the medical industry as LUTS or Lower Urinary Tract Symptoms).  My results have been mixed at best.  BPH symptoms have not gotten better over the long term and I’m now having to get up 3-4 times per night to urinate.  On the plus side, PSA dropped from 3.1 a year ago to 2.5 this year.  Not sure what this means and have an appointment with a urologist to work this through.  Will report what happens as the prostate drama unfolds.

As for the rest of the labs, I’m pleased. 

Blood Glucose is       91
Total Cholesterol    186
HDL         70
LDL         108
HDLC Ratio      2.7
Triglycerides      42
PSA         2.5

Vital Signs are still holding as well.
Blood pressure               110/60
Heart rate                            60

All in all, not bad for a 62 year old.

This makes the 7th lab test to be posted here and for the last 8 years I’ve been on a very high fat/very low carb dietary protocol.  Lab results are consistently good (with the possible exception of PSA) and I see no reason to change what I’m doing.

I’m going to continue the iodine protocol as well.  Though it didn’t have the hoped for results in reducing my BPH symptoms, it may well be the reason that my PSA dropped and therefore may have a benefit in reducing prostate cancer risk.  If it is helping, it may only be temporary but any delay in the need for traditional medical intervention is welcome.  It will also provide some insight as to very long term benefits that are difficult to find elsewhere.

Labs attached
 (HANNIBAL can you post these labs on the first journal entry along with the others?)
Lex

61
Journals / Re: Lex's Journal
« on: March 26, 2013, 09:52:13 am »
You have done a lot of research. What are your thoughts about folates and manganese and (theoretically) expected deficiencies on a meat based ZC diet. Even if we eat liver every day it's nearly impossible to reach the RDAs..
I suppose the key word here is "theoretically".  I haven't had any deficiencies that I'm aware of.  Of course that may not mean much since I'm a single statistic.  Are you aware of any actual documented deficiencies that can be attributed to a proper meat based diet?  If you (or anyone else) discover any I'd be very interested in hearing about it.  Other than that I'm pretty busy and don't spend much time on the Internet.  A couple of weeks ago I was in Dallas, Texas for a week and then Atlanta, Georgia for 4 days.  Just returned yesterday from 4 days in Portland, Oregon.  Today was in Ventura, Calif.  I have very little time to muck about the web looking for potential problems I don't currently have.  I assure you that if a deficiency does make itself known, I'll report it here so that everyone is aware of it.

How much water do you drink in a day?
I drink at least 3 quarts (3 liters) a day and usually more.  I start with 1 quart in the morning with 50mg of iodine in it, I usually drink another quart with my afternoon meal, and then 1 quart in the early evening with the second dose of 50mg of iodine.  I then drink additional water throughout the day as thirst demands and that depends on what I'm doing, the weather etc.
Lex

62
Journals / Re: Lex's Journal
« on: March 12, 2013, 12:59:08 pm »
Flyrod,
Thanks for taking the time to read my journal and sorry it has taken me so long to respond.  I've been very busy with school and my trip to Dallas and Atlanta.  When I returned, I found a leak in my water main and that has taken several days to dig up and repair.

Unfortuantely I spent over 20 years sneaking up on carrots and the result was not what was advertised by the bugs & bunnies folks.  Doing much better on raw meat so I suppose I'll stick with that until something better comes along.

Lex


63
Journals / Re: Lex's Journal
« on: January 23, 2013, 02:11:33 am »
Lex,  what do you do these days with your retired time?

We're supposed to live until 120++, so you've got lots of time. 

Hi GS,
I work in my shop most every day and then I belong to several nonprofit organizations that keep me busy.  I teach antique clock repair courses several times a year and also give demonstrations of jerky and pemmican making as well.

As an example I just gave a jerky demo last weekend.  I supply all the material including 5 lbs of meat for each participant and everyone goes home with a $10 Jerky Maker filled with meat.  There is no cost to the students - I supply everything.

On Wednesday the 23rd I leave for Ventura CA to teach a 5 day advanced antique clock repair course.

On Feb 1st I spend 3 days at the National Association of Watch and Clock Collector's greater Los Angeles Regional meeting.

On Feb 9th & 10th I give a 2 day Introduction to Horology course  for the Ventura and Santa Barbara Counties chapter of the NAWCC.

On the 28th of Feb fly to Dallas Texas for several days to meet with the director of training for the NAWCC to discuss my participation in rewriting the course curriculum for the NAWCC Field Suitcase Workshop program.

On the 3rd of March I fly to Atlanta Georgia to meet with a friend and spend several days working on a business plan he has for a franchise opportunity.  Will miss class this week (see below) but discussed this with my instructor before signing up of the classes.

The 7th of March I have my monthly luncheon and meeting with several managers and supervisors at the company I retired from.  We discuss the changing business environment, employee problems, evaluate advancement opportunities, corporate initiatives, and other business issues related to working and surviving in a large corporate environment.

In mid March (exact date not yet settled), I'll be flying to Portland Oregon to take a weekend course on putting together Distance Learning courses centered around using a 3 camera system with one camera coupled to a microscope to provide closeup detail when performing and teaching technical procedures.

I'm enrolled in El Camino College taking advanced CNC machining courses in Lathe and Milling Machine operations 5 hours per day on Tuesdays and Thursdays  from Feb 11th through June 10th.

I also make myself available for neighbors and friends to help with their projects.  I live in an old neighborhood and many of my neighbors are in their 80's and 90's.  I help with their computer problems, plumbing problems, phone, Internet and cable TV problems.  In the last 3 years I've upgraded electrical service (installed new breaker and meter panels) for 4 neighbors and 2 relatives.  I've also unstopped drains, installed water purification systems, re-plumbed a house with copper piping, replaced 2 water heaters, redid the lawn and sprinkler systems for 2 neighbors, and a host of other projects.  Most of these people retired years ago and are on small fixed incomes.  I do all work for free including supplying all material.

I open my shop to Boy Scouts and youth groups.  In the past few years I've done 2 Eagle Scout projects and all sorts of youth group stuff.  I helped a youth group from a local community church install a new telephone system for their church (I'm not a member of the church).  I supplied all the material and taught the group how to program and maintain the system.  We do fun stuff as well like making Pine Derby race cars (some not exactly legal) for an annual race held locally.  Lots of fun and the kids love it.

Anyway, I keep busy enough to stay off the streets and out of the bars,

Lex

64
Journals / Re: Lex's Journal
« on: January 22, 2013, 03:27:28 pm »
@aLptHW4k4y
Thanks so much for adding this to the conversation.  I'm told over and over that somehow my life and situation is different and so it is OK for me to live frugally but others point out that it would be totally impossible for them.  Total nonsense.  It is simply a choice.

I was fortunate in that I learned early in life that creating wealth and security was less about how much money you made and more about what you were willing to do without.  A co-worker of mine started with the company I worked for the same year I did.  We were the same age but he had much more education than I did so throughout the 34 years we worked together his annual salary was about 40% more than mine.  At age 55 I was able to retire comfortably with a nice pension, significant savings, and no debt.  At age 63 and 41 years on the job he's still working and making excellent money which he pays out to his creditors.  He lives paycheck to paycheck and last I talked to him he still had no savings. Recently he's been working with a financial planner and he hopes to have his debt paid down enough to be able to retire and live on his pension in about 12 years (2035).  Assuming he makes it, he'll be 75 when he is finally able to retire.
 
Lex

65
Journals / Re: Lex's Journal
« on: January 16, 2013, 03:18:56 am »
CK
I'd be interested to know how much of your time is spent on activities that are not in some way profitable to you?  Remember that profit is not always money, but can be anything that you find desirable or valuable.  Money is just a medium of exchange that allows us to trade between various types of value such as labor, goods, services, and entertainment.  Not everything of value is tangible like goods or labor.  Often it is psychological in how something makes us feel such as entertainment or charitable giving.

So how much of your time is spent doing things you absolutely despise doing and receive absolutely nothing you find of value in return for doing them?

In my case I can say almost zero.  If I find no value in something, I quickly stop doing it and redirect my time and effort to something that I find more profitable.

Don't confuse profit motive with corruption and political stupidity.

Lex




66
Journals / Re: Lex's Journal
« on: January 15, 2013, 12:17:01 am »
Hi Phil,
I find this fascinating as well.  Just goes to show that long term results are often quite different than short term.  This is why I find it rather humorous when someone decides to make a dietary change and they make statements like "Day 3 and doing great.  This is really working!".  At this point they are often quoting research studies referencing obscure metabolic pathways to account for their great success.  My own experience has made it clear that it's what happens after 1 year, 2 years, 5 years that really matter, and that the body's metabolic functions are far more complex than a simple choice between two or three identified pathways. 

I've learned that my mind can decide what action I'm going to take, and then based on that action my body will respond and adapt in ways that I cannot anticipate - often counter to what conventional wisdom driven by short term studies would suggest.  The best I can do is observe and report.

Lex

67
Journals / Re: Lex's Journal
« on: January 09, 2013, 12:36:05 pm »
He sounds like he worked his arse off.

On another angle...was it worth it Lex?

Yes, for me it was worth it and I would do everything again if I was given a do-over.  I'd even happily re-do my spectacular failures as it was those that taught me the most.  Most people do everything possible to avoid painful situations.  They worry about what they might lose rather than focusing on the opportunity.

I've lost plenty, but I've gained far more than I've lost.  Think about Las Vegas.  The house has a small edge and they make millions.  They are happy to pay out the jackpot on occasion as it brings in more customers.  They know that taking in a small 6 cents of every dollar played, over time they will be rich.  They also know that most people will keep replaying each dollar over and over until, 6 cents at a time, they've given all of it to the house.

All I want is a small advantage and enough time for it to work in my favor.  As an example, in my stock purchase above, most people think the 25 year lock down of funds is a disadvantage.  I see it as the primary advantage that works in my favor.

68
Journals / Re: Lex's Journal
« on: January 09, 2013, 12:02:41 pm »
Hi lex, u stated that ur skin feels smoother and some dark spots have lightened. Would u say ur skin is also oilier? 
I dont know if u had this experience when u fasted but in the past, whenever i would start eating again following a fast my skin  always felt oilier, glowing, sort of like when I was much younger. I felt that the fast really was rejuvenating in a sense. But I also feel that my skin didnt stay that way because I didn't follow up with the right diet.

I hadn't thought about this until you asked the question.  No, my skin is not oilier, just some, but not all of what one might call age spots have gotten noticably lighter.  None of the spots have disappeared completly, and maybe only 25% of them have gotten lighter.  This makes me think that not all age spots are caused by the same mechanism.  Some might be a result of a deficiency of some sort but others have a different cause as they are not affected when the deficiency is corrected - assuming that the spots that have gotten lighter were caused by a deficiency of iodine or one of the supplements I'm taking for the iodine protocol.

69
Journals / Re: Lex's Journal
« on: January 09, 2013, 11:25:19 am »
There are stranger things in heaven and earth, Lex, than are dreamt of in your philosophy. :)

There are people who work two jobs in those places....and they barely keep up with mortgage payments as it is.  that's assuming they can even find the first job, let alone the second.

Have you ever been to eastern Kentucky?  West Virginia?  Rural Appalachia in general?  How about the more depressed rural parts of the rust belt?

I've been to Kentucky and West Virginia as well as Watts in Los Angeles and the Projects in New York.   I started my working life picking fruit, strawberries, cucumbers, and swamping melons with migrant farm workers.   Many of my friends and their families lived in 15 ft travel trailers, often with 5 or 6 children.  We all played in the dirt courtyard of the trailer park.  I lived in a dilapidated old house that was moved to a dirt lot when they built a freeway through our town.  It had been abandoned for 5 years when we purchased it, and it was the only house we could afford.  Nothing in it was straight.  The door frames were crooked and the doors wouldn't open or close. Every window (dozens of panes of glass) had been broken.  The light fixtures had been torn out.  There were large holes in the walls and all the plumbing leaked.  We flushed the toilet by pouring a bucket of water in bowl because the tank on the toilet had been broken and we didn't have the money to replace it.   It is not how you grow up, it is how you think and the choices you make throughout your life that determine how you end.

The reason your house is paid off is because you bought it before Cali real estate shot up.  You pay probably 1/10 the property taxes that many of your neighbors do, and THAT'S why you own the same house since 1976....because of prop 13.

Yes, today I'm able to take advantage of prop 13, but prop 13 made no difference when I purchased the property as I had to pay taxes on the current purchase price and this is true today.  I'm always amused when people think that it was easier to purchase a house years ago than it is now.  Just not true.  I paid $50K for my house in 1976.  At that time I earned 10K a year - about 800/month.  My interest rate was 9.25% and my payment and property taxes were $421 a month - over half my income.  Also notice that the purchase price of my house was 5 times my income.

Today my house will sell for $320K.  My neighbor across the street just sold hers for this amount and we have essentially the same tract house.  The same job that paid me $10K/year in 1976 is now paying $85K/year or $7k/month base salary (yes the exact same job exists and they are hiring).  The cost of the house today is only 3.75 times salary.  Interest rates are less than 4% rather than over 9%  Today's payment including current property taxes is $1,379/mo which is only 20% of today's equivalent monthly pay.  To be in the same financial position that I was when I purchased my house in 1976, where more than half my paycheck went to the house, you'd have to be making less than $15/hr. Purchasing the same house and paying today's property taxes while earning  $15 or more an hour today, and you are in better financial shape than I was in 1976.
 
Also, the cost of living now is a lot higher than it was back in the 80s, and salaries have NOT kept up with inflation.

I know you don't understand that, because you started out back in the early 80s, but it's very true.  Feel free to research it, or I can provide cites. I respect that you worked hard and saved, but that's not even enough these days, particularly in more economically-depressed places.

You don't need to provide citations as I'm living through this mess, but the truth is that what you believe is true today has also been true for every generation.  Every generation believes that the previous generation had it easier. What you call poor today is not even close to the kind of poor I grew up with.  I still have a darning egg and needles for repairing clothes when I was growing up.  Mom made most of our clothes and taught all us kids to sew and patch our own clothes.   I was still making my own shirts - even T-shirts and boxers - and darning the holes in my socks until I was in my late 20's because I wasn't willing to spend the money on commercially made clothes, which at the time were much more expensive than what I could make them for. That is not true today.

You believe that the cost of living today is much higher than it was when I was during most of my generation and that it is impossible to do what I did.  Not true.  It is how I think, the choices I made, and what I was willing to do without that gave me what I have today.   

Let me give you an example of a choice that I made that I doubt that you would make.  I can say this because over 15,000 people were offered the exact same thing I was and only 3 of us took up the offer.

The offer was made in 1980 to purchase $50,000 worth of a utility stock for 1/2 price or $25,000.  What a deal.  You will make an instant $25,000 profit if you accept this offer.  Sounds great until you find out the conditions. 

Condition 1- you must pay $12,500 or half of the purchase price up front.  It doesn't matter where you get the money.  You can borrow it, take it out of savings, whatever, you just have to pay $12,500 to get in.  Remember this is $12,500 in 1980 - not today's dollars.

Condition 2- you must have the remaining $12,500 deducted from your monthly paycheck. This will reduce your takehome pay by $1,040 per month for 1 full year.  The money you pay into this investment is not tax deductible so the full $1040 per month is lost to you for the full year.  You'll have to live on whatever is left in your paycheck.  Of course you can supplement with money from savings if you have it or take on a second job to cover the shortage for the year.  It is up to you.  In my case I was left with the equivalent of just under the 1980 minimum wage as my takehome during the year.  This just paid the mortgage, utilities, and food.  My wife took a job cleaning tables during the lunch rush at a hamburger stand to make ends meet.  She couldn't work full time because we couldn't afford a baby sitter for the kids so she had to be home when they weren't in school. 

Condition 3- you can't sell the stock or borrow against the value of the stock or get any of the money whatsoever from this deal for a minimum of 25 years.

Condition 4- this is just common stock but from a good Utility.  There is no guarantee that the stock will go up in value.  If it stays the same at least you make $25K but that is only 1K per year gain over the 25 year duration of this investment and you would make far more in a common bank CD.  The stock could easily go down to where you lose money, or it could go up and you'll make a good return.  The point is, you assume all risk and your hands are tied for 25 years.

Would you join me and my two other friends and take the offer? 

Again remember that all the sums above are in 1980 dollars.  If you want to judge this against the $85/K salary I said my job at that time pays today you must also increase everything else by 5 or 6 times.  In other words, today the initial payment would be between $60,000 and $72,000, and the monthly deduction from your check would be between $5,000 and $6,000 per month leaving you between $1,000 and $2,000 per month to live on.

If I were 29 years old today, would I take this deal if it were offered today and have to live off of $1,000 to $2000 per month ($6-$12/hr) in today's dollars for the next year, sacrificing cell phones, cable TV, grass-fed beef, riding a bicycle and not owning a car, and all the rest?  The answer for me is an unqualified yes - in a heartbeat. 

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Journals / Re: Lex's Journal
« on: January 06, 2013, 03:35:05 am »
Dude, you run your mouth about your wealth here on a regular basis.  It's a turnoff to those of us who live hand-to-mouth.  it's actually kind of disgusting.

CK - any wealth I have is due to CHOOSING to live hand-to-mouth for many years and then making good investment choices with what I was able to save.

No matter how little I made - often minimum wage - I found a way to save 10% - 15% which I invested.  I paid cash for everything I bought with the single exception of my house.  Didn't own a new car until I was 48.  I always drove cars that were at least 10 years old and then I drove them until the wheels fell off.  I don't think I owned a car that I didn't have at least 350K miles on it when it finally gave out.  I had one car that went over 750K.  Most of my cars had door panels and roof liners falling off by the time they needed a new engine and I had to find another one that I could afford to pay cash for.

When we bought our house in 1976 we went without furniture in most rooms for 12 years.  I bought used beds and dressers from thrift shops for us and the kids.  We had a 20 year old refrigerator and  a 50 year old apartment sized 4 burner gas stove.  We finally replaced both of these in 1996.  We had a 12" used RCA black and white TV with rabbit ears.  Finally got a used 15" color set in 1984.  We had a cheap plastic sofa that my wife had before we were married.  The kids used bean bag chairs from the thrift store to watch TV which was sitting on milk crates.  Milk crates, cinder blocks and pine boards made up most of the furniture we had. The house was built in the 1950's and it had a "breakfast booth" where we ate are meals.  No living room or dining room furiture until the late 1980's early 1990's after we paid off the house.  Every spare nickel we had went to pay off the house or into savings and investments.  We paid off the 30 year mortgage in 17 years.  Once the mortgage was paid, 2/3's of what had been our house payment went into pension plans and investments. At this time 30% to 35% of my gross salary was going to savings and investments.  We rewarded ourselves with the remaining 1/3 which we used to purchase new items for the house, remodel kitchens and bathrooms etc.  I did most all the work myself, plumbing, electrical, and construction as we couldn't afford to pay to have things done. Neighbors often helped and I helped them in return.

We ate rice, potatoes, beans, veggies, and sprouts for more than 25 years before adding any significant meat to our diet.  At the time I thought this was the right thing to do and it was also very cheap.  Our Grocery bill was $50 a week and often less.  We only ate out once a month when we took the kids to a fast food place as a treat.

While working I only had one car and rode a bicycle and/or took public transportation to work.  My wife needed our only car for the kids.

In 1985 I started my own Telecommunications contracting business which I ran for 8 years while still working full time for my employer.  I would go to work for my employer  at 6:30am and work until 3:00pm 5 days a week.  After work I would drive to my contracting job and work from about 4pm untill midnight.  I would get home at 1am, sleep untill 5:30am to 6am and then do the whole thing over.  I worked every weekend and holiday on my contracting work from 7am untill 11pm.  I did this for 8 years without a day off during that time.  After 8 years of this my wife said "either the job or me, choose".  I quit contracting and went back to just working my normal day job.  It was this contracting work that allowed me to pay off the house so quickly as well as purchase some additional investment property for cash.

Yes, when I retired at age 55 in 2006 I had a good bit of money saved up, and yes I'm proud of that fact.  Today I still pay cash for everything.  If I don't have the money I don't buy it.  I still live in the same house that I purchased in 1976.  I bought my wife a New Volvo S-80 in 2002 which she still drives today.  I purchased a used 2000 Ford Ranger truck  from an estate sale in 2007 and I still drive that same truck now.  As everyone on this forum knows, I now eat ground meat from Slankers as my food and this costs me $300/month.  We live on a fixed budget just as we did when I was working.  The difference now is that if we find something we want or something we want to do we can easily afford to do it.  What is interesting is that as we get older we find we want or need fewer things and so we still spend very little. 

No silver spoon in the mouth here.  We worked hard and sacrificed for everything we have.  Several others that I hired at work have followed my example.  One young man I hired at age 23.  He changed his priorities and after 7 years he paid of $15K of school debt, paid off a $13K new car he had purchased before I hired him, has saved and invested every nickel he could and now has over $150K towards retirement and recently purchased a house.  He works 12 to 16 hours a day at two jobs.

Anyone can do this if they are willing to forego things now to have much more later in life.

Lex





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Journals / Re: Lex's Journal
« on: January 04, 2013, 01:45:03 pm »
Cherimoya Kid,
Again your faith in your assumptions about someone whom you know very little about amazes me.    Experience taught me early on that I can't predict much about another person's life from the limited information they reveal about themselves in public, and that includes forums, blogs, and social websites.  I also learned the hard way, that as a supervisor and manager for 30 years in a fortune 500 company, I couldn't accurately predict much about a co-worker or employee's home life from their behaviour at work.

I wouldn't bet the farm on your assumptions about me.

Lex

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Journals / Re: Lex's Journal
« on: January 04, 2013, 12:32:06 pm »
Lex, maybe you could do this experiment for me? :)
I do not know though, if it works only if you are cold adapted.. and I do not know if you are living in a heated environment all winter long.. 

Chermioya Kid is right about where I live - well almost right.  I live in Los Angeles not San Diego but it is all about the same.  We think it's freezing when the temperature drops to 50F.  I had a friend in my teens who grew up in Switzerland.  We would take a trip to the snow in Kings Canyon National Park during Christmas break.  A friend had a cabin near a stream with a swimming hole we'd use during the summer.  She'd break the ice covering the swimming hole to go skinny-dipping mid winter.  I was never that brave.

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Journals / Re: Lex's Journal
« on: January 02, 2013, 11:41:17 am »
The iodine protocol is made for the carbohydrate-addicted, and vit. C is necessary for them. Not so for us.
I bet that the idea that carnivores might try iodine has never occurred to the inventors.
I used to use vit. C to be rid of the foul taste of cigarettes, no longer needed since I started taking the ATP co-factors.

What evidence do you have that Vitamin C is not recommended as part of the iodine protocol for people eating a low carb diet?  I've found nothing to support this.


Quote
Beware zinc!   I can't find it in the iodine protocol at breastcancerchoices.org
It is a copper antagonist, and must have washed too much copper out of me, resulting in supposedly deadly heart arrhythmia. I took 30 mg/day with 2 gm. Vit. C for years, and did not know that it must be balanced with copper separately - IIRC about 4 hours separation.
There should be plenty of zinc in the raw beef you eat.

The suggestion for supplementing with zinc came from a pub-med extract.  I decided to go with it for the relative short term of this experiement.

Lex

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Journals / Re: Lex's Journal
« on: January 02, 2013, 11:30:14 am »
Lex, teaching a few part-time classes is not the same as being in close contact, with recirculated air, 40+ hours a week, with several hundred co-workers.  In addition, even THAT kind of environment is nowhere near the germfest that a daycare or elementary school is.

So yeah, compared to many people's daily lives, you are NOT getting much exposure.

For someone who has never met me and knows nothing about how I spend my time, your unwavering conviction in the accuracy of your assumtions is breathtaking.

Lex

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Journals / Re: Lex's Journal
« on: January 01, 2013, 06:42:01 am »
@Phil - The zinc I take is a chelated form.  It is part of the iodine protocol that I'm working on for the BPH issue.  I take 50mg/day which is a fairly large dose.

@William - The Vit C is part of the iodine protocol and is considered very important if not critical to its success.  As I remember you are the one that recommended the iodine protocol in the first place and provided the links describing the critical co-factors of which Vitamin C is one.  I don't remember any disclaimer stating that if I don't eat a carb centric diet that I should not take vit C as part of the iodine protocol.   News to me.

@Cherimoya_Kid - Where do you get the idea that I'm seldom exposed to children or other sources of common infections?  Since we've never met, I'd be intersted in what evidence you have to support such a statement.  I'm sure the students of the classes I teach, the youth groups I support, the community organizations that I belong to, and my class mates at the local Jr College that I attend would be interested as well.

@Adora - Thanks for the kind words and thoughts.  I doubt that I'll die, well not today anyway.  Just wanted to let people know that no matter what you do, you are not immune from the everyday maladies the befall everyone.  So many people seem to think that there is some "perfect" lifestyle that will protect them from everything.  When I was young I believed this myself, then the realities of life got in the way and burst my bubble.  I try to report the good and the bad in my journal just so people know that there is no perfection in life, at least on on this earth.

Lex

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